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XStone Effect

Security, Web3 & financial governance

Security and financial governance, built in

When agents touch accounts, money or high-value decisions, the controls must be part of the platform from the start, not added afterwards. We build, harden and integrate these controls, and each one has a test that must fail when the control is removed.

Multi-factor authentication

Authenticator-app codes (TOTP, RFC 6238) for high-risk administrative and financial actions. Each code is accepted only once, secrets are encrypted at rest, and recovery codes are stored only as digests.

Web3 sign-in and wallet connector

Sign in with a wallet on Ethereum-compatible chains (Sign-In with Ethereum), Solana and TON. Every challenge is single-use and expires quickly. One account can hold several sign-in methods, so the loss of one wallet does not lock anyone out. Single sign-on across your applications through OpenID Connect.

Multisig transaction logic

Signatory roles, approval thresholds and queued transactions. Typed-data signatures (EIP-712) with separate domains, so a signature for one action cannot be replayed against another. Every approval is linked to the audit trail.

Multi-currency balance engine

Fiat and crypto balances in one ledger, with real-time reconciliation and FX. One payments API in front of several providers, with routing by currency and amount, and automatic failover.

Audit trails and compliance logging

Append-only logs of user interactions and agent financial decisions, with query and reporting, compliance event tagging and alerts. A record is archived, never deleted.

Plan your platform with the engineers who will build it.